PAWNING OR SELLING INFORMATION

LOAN PERIOD
EXTENSIONS
EXTENSIONS (RENEWING BY MAIL)
RATES AND FEES
RIGHT TO PRIVACY
IDENTIFICATION
ITEMS WE ACCEPT FOR PAWN
SECURITY

WHAT DOES LOAN PERIOD MEAN?

IN CALIFORNIA THE LOAN PERIOD IS 4 MONTHS AND 10 DAYS.

WHAT IS AN EXTENSION?

IF YOU CAN'T PAY YOUR BALANCE, SIMPLY PAY THE INTEREST ON THE LOAN AND EXTEND THE TERM OF YOUR CONTRACT FOR ANOTHER 4 MONTHS AND 10 DAYS.

WHAT IS AN EXTENSION BY MAIL (RENEWING BY MAIL)?

YOU CAN RENEW BY MAIL BY SENDING A MONEY ORDER OR CERTIFIED CHECK ALONG WITH YOUR PAWN CONTRACT.

WHAT ARE RATES AND FEES?

ARE ALL PREDETERMINED BY A GOVERNMENT AGENCY THAT REGULATES PAWNSHOPS IN CALIFORNIA

RIGHT TO PRIVACY

WE WILL ONLY RELEASE INFORMATIN ABOUT THE TERMS OF THE TRANSACTION TO THE PERSON WHO PAWNED THE MERCHANDISE. RECORDS ARE AVAILABLE TO LAW ENFORCEMANT AGENCIES AS REQUIRED BY STATE LAW.

IDENTIFICATION

YOU MUST HAVE A VALID PICTURE ID . STATE, MILITAR, PASSPORT, OR A PICTURE ID ISSUED BY THE UNITED STATES OF AMERICA

ITEMS WE ACCEPT FOR PAWN

MUSICAL INSTRUMENTS, TV'S, STEREOS, DVD'S, TOOLS, DIGITAL CAMERAS, CAMCORDERS, PS2 SYSTEMS, X-BOX SYSTEMS, GAME CUBE SYSTEMS, PSP SYTEMS, COMPUTERS, COIN COLLECTIONS, PAINTINGS, SCULPTURES, AND OTHER ART WORKS. OUR SPECIALTY IS JEWELRY, DIAMONDS, GOLD, WATCHES.

SECURTIY

EL CAJON JEWELRY AND LOAN IS LICENSED - BONDED - AND FULLY INSURED. ALL OF OUR STAFF WENT THROUGH COMPLETE BACK GROUND CHECKS WHEN HIRED. OUR STAFF IS FULLY TRAINED ON TESTING, IDENTIFYING, AND DESCIBING, YOUR MERCHANDISE, SO THE LOAN TICKET YOU RECIEVE IS COMPLETELY ACCURATE.
WE CAN ALSO SHOW YOU THE INCLUSIONS IN YOUR DIAMONDS AND GEMSTONES, SO YOU KNOW THAT YOUR ITEM IS THE SAME WHEN YOU COME TO REDEEM IT. WE ALSO HAVE SECURITY ENVELOPES AND CAN SEAL YOUR JEWELRY ITEM IN FRONT OF YOU.

At El Cajon Jewelry & Loan, we pay instant cash for a wide variety of products and can loan anything of value. Our friendly associates will expertly appraise your item and give you a fair and honest price.